Interlock B.V. (“Interlock”, “we”) is a company registered in Amsterdam, the Netherlands.
This notice explains how we handle personal data collected through this website. It does not cover data processed within the Interlock network on behalf of participating institutions — that processing is governed by the participation agreement and the data processing terms between us and each member institution. Interlock acts as the controller with regard to the processing activities described below.
2. Data protection contact
Questions about this notice, or requests to exercise your rights, may be sent to [email protected].
Our Data Protection Officer is Rahul Muthumanickam, contactable at [email protected].
3. What we collect through this website
Information you send us. If you contact us, we receive your name, email address, employer, and whatever you choose to write.
Technical data. IP address, user agent, timestamp.
Analytics.
4. Why we process it, and on what lawful basis
Purpose
Lawful basis
Retention
Responding to your enquiry
Legitimate interests
2 years
Securing and operating the site
Legitimate interests
2 years
Meeting legal obligations
Legal obligation
2 years
5. Your rights
Subject to the conditions in applicable law, you have the right to access your personal data, to have it corrected or erased, to restrict or object to its processing, and to receive it in a portable form. Where we rely on consent, you may withdraw it at any time without affecting processing carried out beforehand.
You may lodge a complaint with a supervisory authority. For the Netherlands, it is the Autoriteit Persoonsgegevens. We recommend that you reach out to [email protected] to resolve any issues quickly. You may also complain to the authority where you live or work.
6. Changes
We update this notice when our processing changes. The current version and its date appear at the top of this page.
Terms of Use
Last reviewed: 12 July 2026
1. These terms
This website is operated by Interlock B.V.. By using it you accept these terms. If you do not accept them, do not use the site.
2. The site is informational
The content of this website is provided for general information about a proposed service. It is not an offer, an invitation to treat, a solicitation, or a commitment to supply anything. No contract arises from your use of this site or from any enquiry you send through it.
Interlock is not authorised or regulated as a payment service provider, a payment institution, or a credit institution in any jurisdiction. Nothing on this site constitutes legal, regulatory, financial, or compliance advice.
3. Statements about regulation
This site refers to proposed European legislation, including a third Payment Services Directive and a Payment Services Regulation. Those proposals were not final at the time of writing. Our description of them is a summary offered in good faith. It is not a statement of law, it may be out of date, and you must not rely on it. Take your own advice on your regulatory obligations.
4. No warranty as to accuracy
We give no warranty that the content of this site is accurate, complete, or current. Figures, timings, and descriptions of system behaviour are illustrative and describe an intended design rather than a delivered system.
5. Intellectual property
All content on this site is owned by Interlock B.V. or its licensors. You may read it and share links to it. You may not reproduce, adapt, or redistribute it commercially without our written permission.
6. Acceptable use
You must not attempt to gain unauthorised access to this site or any system connected to it, introduce malicious code, or interfere with its availability.
7. Governing law
These terms are governed by the laws of the Netherlands, and the courts of Amsterdam have exclusive jurisdiction.
This Cookie Notice explains how Interlock B.V. (“Interlock”, “we”, “us”) uses cookies and similar technologies on this website. They help us remember your preferences, analyse website traffic, and measure our marketing. This notice should be read in conjunction with our Privacy Notice, which explains how we collect, use, and protect your personal data, and your rights regarding that data.
We follow developments in privacy law and regulation closely. When we make changes, we update this notice accordingly; the latest version and its date always appear at the top of this page.
What are cookies
Cookies are small text files sent from a website to your computer or mobile device, unique to your browser or device. Session cookies last only while your browser is open and are deleted automatically when you close it. Persistent cookies last until you or your browser delete them, or until they expire; the time until expiry is the retention period, which we set per item depending on its function. Similar technologies, such as localStorage, store small entries in your browser in much the same way without being sent with every request.
Types of cookies we use
We distinguish three categories on this site:
Category
Description
Strictly necessary
Preferences you explicitly set: the display mode you chose with the theme button, and your answer to the cookie banner itself. These are required for the site to honour your choices and do not need consent.
Analytics
Traffic measurement through Cloudflare Web Analytics, which works without cookies, device storage, or fingerprinting: it counts page views, referrers and countries without building a profile of you.
Marketing
The LinkedIn Insight Tag and the Google Ads tag, which measure which campaigns reach payments professionals and let us show relevant material on those platforms. These load only after you accept the cookie banner.
This website has no login and no customer accounts, so it sets no authentication or security cookies. We do not use browser fingerprinting.
The identifiers we set
Name
Provider
Purpose
Duration
Category
interlock-theme
This site (localStorage)
Keeps the display mode you chose
Until cleared
Strictly necessary
interlock-consent
This site (localStorage)
Remembers your consent choice
Until cleared
Strictly necessary
li_fat_id
LinkedIn
Attributes site visits to LinkedIn campaigns and builds matched audiences
30 days
Marketing — consent required
_gcl_au
Google Ads
Stores an ad-click identifier for conversion measurement
90 days
Marketing — consent required
Third-party cookies
The marketing cookies above come from two third parties, chosen because our audience is professional and our campaigns run on their platforms. When you consent to marketing cookies, you also consent to the processing of the resulting data by these providers in accordance with their own policies:
LinkedIn (LinkedIn Ireland Unlimited Company). The Insight Tag measures campaign performance and builds matched audiences. See LinkedIn's cookie policy.
Google (Google Ireland Limited). The Google Ads tag measures conversions from our advertising. For detail on how Google uses data, see Google's business data responsibility site.
The pixels may also set cookies on the providers' own domains (linkedin.com, google.com), governed by their notices. Cloudflare, which provides our cookieless traffic analytics, processes your IP address transiently to deliver the measurement and stores nothing on your device.
How cookies are used for advertising
Marketing cookies (and related ad technology such as pixels and tags) help us market more effectively to the professionals we and our advertising partners believe may be interested in Interlock, measure how our campaigns perform, and know when content has been shown to you. They are limited to this website — Interlock's network services for participating institutions set no marketing cookies.
What you can do to block or remove cookies
Marketing cookies load only with your prior consent, which we ask for when you first visit. You can accept or decline in the banner — declining changes nothing about how the site works — and you can change your choice at any time:
Nearly all web browsers also let you manage or delete cookies, in some cases per site; see your browser's documentation. To opt out of Google's advertising cookies across the web, visit Google's ads settings; for LinkedIn, see the advertising controls in your LinkedIn settings.
Do Not Track signals
This site does not collect information about your online activity over time and across third-party websites, so “Do Not Track” browser signals have nothing here to switch off: we place cookies only in accordance with this notice and the preferences you indicate through our banner.
Some jurisdictions require a means of direct and rapid contact. A contact form alone has been held insufficient in the past; publish an email address.
Regulatory status
Interlock B.V. is not authorised or regulated as a credit institution, payment institution, electronic money institution, or payment service provider in any jurisdiction. Interlock provides the IT platform and other services to financial institutions as set out under Article 83a(4) of the Payment Services Regulation (PSR). It does not execute payment transactions, hold client funds, or provide payment accounts.
Dispute resolution
For any dispute arising in connection with this website, please contact us first at [email protected] so we can try to resolve it directly.