Interactive demonstration

Watch a trace run.

The three most common channels for funnelling fraudulent funds are, by volume: 1. SEPA transfers · 2. Crypto · 3. Merchant card transactions.

Runs entirely in your browser. Every institution, account, and amount is synthetic; this is an illustrative scenario.

1 Report 2 Trace 3 Recurse 4 Return

Step 1 — File the report

What the victim's PSP submits.

Fill in the report as a fraud-desk agent would — or load the example. Use made-up details: the beneficiary IBAN decides which institution the trace starts at.

Account holder (victim)

Payer IBAN (the victim’s account)

Beneficiary IBAN (where the money went)

Amount (EUR)

Transaction date & time

Transaction ID

Police report (attachment)

Facts of the case

Sample beneficiary IBANs: LT77 KVLT 0342 5519 08 (Kevolut) · NL63 INGG 0552 8410 96 (INGG Bank) · DE44 2710 0777 1234 5678 90 (N27 Bank) · FR76 3077 7000 1122 3344 556 (BNP Parisbas). Or enter any IBAN of your own — the bank code inside it becomes the first institution in the flow; everything beyond it is fictional and randomised.

Next step

See it on your own cases.

An introduction session for fraud operations, payments, legal and financial crime teams. We answer all the hard questions.

Contact: [email protected] · We aim to contact you within 1 business day.

Request a briefing Read the overview

Watch a trace run.

What the victim's PSP submits.

No human in the loop.

See it on your own cases.